JamFi is a decentralized finance (DeFi) platform that provides accessible, crypto-backed loans and staking opportunities to users in Africa and worldwide. Powered by the $JAMI token, JamFi combines blockchain technology with real-world utility — allowing people to borrow with minimal verification, earn from staking and lending, and spend $JAMI at partner merchants. Our mission is to make fair, transparent financial services available to everyone, including millions without access to traditional banks.

Getting started with JamFi is simple. Create your account, verify your identity, and start exploring our DeFi services.

Yes, JamFi uses advanced blockchain security measures and smart contracts to ensure your funds are protected.

JamFi is primarily focused on African markets but is available worldwide with some regional restrictions.

$JAMI is the native utility token that powers the JamFi ecosystem, used for transactions, staking, and governance.

You can earn through staking $JAMI tokens, providing liquidity, lending to other users, and participating in yield farming opportunities.

Staking rewards vary based on market conditions and your staking period, typically ranging from 8-15% APY.

Navigate to the lending section, choose your preferred terms, and deposit your crypto to start earning interest.

There are no hard limits on earnings, but some programs may have minimum and maximum participation amounts.

Earnings can typically be withdrawn at any time, though some staking programs may have lock-up periods.

You deposit cryptocurrency as collateral and receive a loan in stablecoins or fiat, with your collateral securing the loan.

We accept major cryptocurrencies including Bitcoin, Ethereum, and $JAMI tokens as collateral for loans.

Interest rates are competitive and vary based on loan amount, collateral type, and market conditions.

Loan terms are flexible, ranging from short-term (30 days) to long-term (up to 2 years) options.

If repayment isn't made, your collateral may be liquidated to cover the outstanding loan balance.

Main risks include cryptocurrency price volatility, smart contract risks, and potential liquidation of collateral.

Collateral is secured through smart contracts and held in secure, audited protocols with insurance coverage.

Liquidation occurs when collateral value falls below required thresholds, automatically selling assets to cover loans.

Monitor your loan-to-value ratio, maintain adequate collateral buffers, and consider market volatility in your strategy.

We offer insurance coverage for certain smart contract risks, though cryptocurrency price risk remains with users.